It is vital to have car insurance in Houston, because of the high accident rates. It helps protect your car against theft and damage. Getting the right coverage can save you from having to shell out a fortune for vehicle repairs in the event of an accident.
Houston auto insurance quotes vary depending on many factors, including the location of the driver, their driving history and the type of vehicle they own. You can get an insurance quote from the top Houston companies by using our list.
Policygenius offers auto insurance quotes online for top companies such as Liberty Mutual Allstate State Farm and State Farm. Their website allows users to compare insurance rates, customer satisfaction ratings and more. They even offer a tool that can help you find discounts and add-ons that can lower your premium.
Allstate
Allstate offers both standard auto and motorcycle insurance. The company offers discounts to good drivers, as well other benefits. They offer features such as accident forgiveness, no-claims and claims-free. There is also a Spanish speaking department that offers roadside support to Houston-based drivers.
Liberty Mutual
Liberty Mutual insures autos and homes for Texans. Also, they offer policies to students and members of the military. You can find resources on their site to help decide which type of car insurance policy is best for you. Their online auto knowledge center also offers tips and advice to reduce rates.
State Farm
State Farm provides auto insurance throughout Texas, and in other parts of America. State Farm offers a variety of coverages and a claim-free guarantee. They also offer discounts for defensive driving classes, anti-theft devices, safe drivers and defensive driving courses.
Progressive
The Progressive Company is one of the most well-known names in car insurance, and they've been around for over 100 years. They provide a range of discounts and have recently launched an app to allow you to receive a quote quickly and easily on your smartphone.
Auto insurance houston Texas
Houston residents will pay higher rates for their car insurance than other areas in the city. Houston has a very high population, and there is heavy traffic. Therefore, it is important to ensure that you have sufficient insurance.
Keep Your Record Clean
A clean driving record is the best way to keep your auto insurance rates affordable. If you have a record of speeding citations as well as DUIs, DWIs, and accidents that were your fault, your insurance rates will go up. These citations or incidents will typically stay on your record from three to five year.
Gender
The gender of the driver will also impact their rates. Insurance for women is generally cheaper than that of men. Women also tend drive safer.
Bundling your insurance with another company can also be a good option, as it can lead to discounts on multiple policies.