The current system of visitors insurance only covers a handful of services and is dependent on a restricted number insurance companies. These plans are often more expensive than domestic insurance and are only available at certain times of the year. Visitors to the U.S. are allowed to be in the country at any time, not only for short-term stays.
USA-HealthCare
Visitors to the United States are covered by the Visit USA HealthCare insurance plan. These plans offer pre-defined medical benefits as well as emergency services for up 364 days. You can seek treatment from any U.S. physician or hospital during this time. USA-HealthCare provides three levels in coverage including individual, family, group, and group plans.
Prices for individual insurance policies vary. Many policies are affordable, depending on their level of coverage. It is important to consider any pre-existing medical conditions. You will need to select an insurance plan that suits your budget and meets your needs.
Liaison Travel Choice
Visitors can get Liaison Travel Choice insurance to cover a variety of medical conditions. The plan is designed for both individuals and families traveling outside of their home country. You can also cover dependent children that are not married. It also pays up to $30,000 for covered medical expenses. It also covers emergency medical evacuation. Liaison Travel Choice provides comprehensive coverage for trips lasting from five to three64 days. For medical care, visitors can visit any doctor in the PPO network.
Visitors can choose from the Basic Plan, Liaison Travel Plus Plan, and Liaison Travel Medical Plan. Liaison Travel medical plan is designed for short-term, worldwide travel. It also covers foreign-related illnesses and injuries. It is available for travelers younger than 74 years old and covers coverages that last from 5 to 364 consecutive days. You can customize your emergency medical coverage and the deductible.
Atlas America
Atlas America's visitor insurance plan may be the best option for American travelers. This plan covers hospitalization and outpatient care. This plan may not cover all of your medical costs. It is possible to get this insurance online today and start receiving coverage.
This visitor health insurance plan is part of the United Healthcare PPO network, which provides access to a large network of medical providers in the United States. These providers charge network-negotiated fees to the insurance company, which is often less than regular rates. You will need a credit or debit card number, your name, passport number, travel dates, and your date of birth to receive a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance is available to cover medical expenses for foreign citizens traveling to the USA. This plan covers medical expenses for visitors age 19 and up who need medical care in the U.S., including emergency services. It also covers a visitor's temporary stay in the U.S. During the duration of coverage, the insurance will pay 100% of eligible medical expenses up to the maximum policy limits. You will also receive instant ID cards and proof that you are covered.
This comprehensive insurance policy covers foreign travelers for medical emergencies, including pre-existing condition onset. The plan is available for five to ninety-day stays, and can be renewed for an additional year. The maximum policy amount, $50,000, can be renewed for up to 2 years.
International Major Medical Plan
An International Major Medical Plan policy is a good option if you're visiting the United States for a short time. This coverage will cover you for up to $1,000,000 in medical expenses. You also get trip cancellation, evacuation and lost luggage benefits. Some plans provide coverage for terrorist and war crimes. Some even offer coverage for recreational and non-professional sports activities. International Major Medical Plan policies include coverage for heart and cancer care.
An Elite Plan is also available, which provides coverage for pre-existing conditions. This insurance covers doctor visits and blood tests as well as urgent care and specialty care. This type of insurance also covers medication prescribed by doctors.