Pet insurance is a great way to cover the medical costs for your pet. This is especially true if you have a pet with certain health issues. Choosing the best pet insurance for your needs can be confusing.
How much you pay for monthly premiums will depend on what type of insurance you choose, how heavy your pet is, and where it's located. Compare quotes to see how much it will cost you.
Figo offers one of the most affordable cat insurance premiums that we have seen. It's a great choice for people on a tight budget. The company offers options for a low deductible as well as co-payments, which will reduce your out-ofpocket expenses.
Figo also has a very competitive waiting period. For injuries, you'll need to wait a day and for pre-existing conditions up to 12 months.
Accident-Only Plan
A plan that only covers accidents (like lacerations, broken limbs, and torn tendons) is less expensive. This plan also includes reimbursement for exam fees and diagnostics.
Complete Coverage Plan
For a slightly higher monthly premium you can get a comprehensive plan that includes all the benefits from an accident only plan, plus illness insurance. This covers cancer, UTIs, heart disease, arthritis and other common ailments.
ASPCA: A nonprofit provider of pet insurance, ASPCA offers flexible policies and affordable premiums. There is no age restriction on congenital and hereditary conditions. It also has one of the best pet insurance networks, allowing you to get your cat care when they are in need.
Healthy Paws Insurance: This top-rated insurance company for cats specializes on providing pet owners with an all-inclusive package that covers the most common health conditions and diseases that cats can develop.
This policy has one downside: it does not cover long-term non-emergency treatments. This is a huge drawback as many families find that these are the most expensive treatments, and may require a high out-of-pocket expense.
Trupanion Trupanion has a commitment to provide quality and extensive coverage for your pets, unlike other pet insurers. You don't need to send claims to third parties because its veterinarians will submit them directly to the insurer. The insurer does not have an annual maximum and reimburses based on the veterinary fees in your area.
Also, there are many other benefits.
The company also provides wellness and preventive coverage for your cat. This includes dental cleanings and vaccines as well as spaying and neutering. The coverage also includes behavioral therapies up to a maximum of $500 per annum.
Pawp: It has a digital healthcare center that is innovative and helps you to manage the health of your pets. There are also a team veterinarians on hand for any emergency. It has a $3,000 Savings Account that you can access in the event your pet gets hurt or ill.