If your parents are visiting, it is wise to insure them so that they receive the best coverage and medical care. The insurance can also be used to cover any unexpected expenses, such as a cancellation or interruption of travel.
Visitor guard(r) provides a variety travel insurance plans for a variety travel needs. Select the plan that best suits your parents, based on factors such as their age, length of stay and medical history.
Visitor's Health Insurance in the USA
To avoid financial stress in the event an emergency occurs, having adequate health coverage is critical. A medical emergency can bankrupt your entire family. The United States is one of the world's most expensive countries for healthcare, and your parents may need to undergo treatment while visiting.
Acute Onset Conditions
Most visitor insurance policies exclude coverage for pre-existing conditions that manifest suddenly. Most insurance policies do not cover acute onset of pre-existing conditions. This is due to the high cost to treat these medical issues.
However, some visitor's insurances do provide a limited amount of coverage for acute onset of pre-existing ailments. Parents with pre-existing conditions may benefit from this, as it allows them to get a greater amount of coverage.
It will reimburse any expenses your parent may incur. The insurance will allow your parent to get the medical care they need if injured or sick while abroad.
Covid-19, the pandemic virus spreading around the world, is associated with many risks to health. You should purchase travel insurance to cover the covid-19 virus if your parents will be traveling at this time.
Repatriation and Remains
The travel medical policy covers the funeral and any other expenses of your parent if they pass away abroad. The policy will also assist with returning the deceased to their homeland and cover any costs associated with a local funeral or cremation.
Telemedicine
Telemedicine is also an important feature of a policy that covers travel medical. This coverage allows your parent to receive medical care via telephone, fax or email.
This type of coverage is especially useful for parents over 50 who may be less able to access medical services. Travel insurance can cover doctors who refer patients outside their own network.
Purchase travel insurance for your parents to cover a period up until 365 days. The two options can be bought online or via phone and are both easy to use.