Pet insurance can help you save money when it comes to the medical care of your pet. Over the life span of your animal, you can save thousands. It gives you peace-of-mind knowing you can access veterinary services for the lowest prices.
Best Pet Insurance Colorado
It's crucial to find the best policy for you and your pet, whether you're a new pet owner or looking to upgrade a current policy. In order to help you with this, we've compared Colorado pet insurers in order to determine which one offers the best options for each pet.
Lemonade comes out on top as our best Colorado dog insurer. Lemonade offers a simple claims process, customizable payout rates, and annual coverage limits. It is also one of a few companies who allow you to select per-condition limits instead of annual limits. So you can choose a certain amount for your pet insurance and pay no deductible.
The policy can be customized with add-ons for cancer treatment or emergency boarding. Some plans offer unlimited coverage so that you never have to pay out of pocket for covered vet bills after your deductible is reached.
You can lower your premiums by choosing an insurer who offers an annual deductible of $50 for every year that you do not file a claim. The yearly deductible you choose can be used as a way to reduce your costs.
Accident-only plans: An accident-only coverage plan is the most basic option. It covers bite wounds, broken bones and hospitalization. It also includes radiology services, surgery and hospitalization. This type of plan is often less expensive than an accident and illness plan, which usually offers more comprehensive coverage for things like general health, hereditary conditions, cancer, and more.
Essential plan: A comprehensive plan can be chosen if you're looking for the best coverage. This includes cancer treatments and congenital or hereditary defects. Add a wellness plan to cover things like prescription drugs, vaccines and food.
Healthy Paws offers several different plans. These include an accident-only plan, an essential plan, and a top-tier plan. The accident-only policy can be as cheap as $10 a monthly and include things such as alternative therapies, bit wounds, broken bone, hospitalization and radiology.
Figo offers quick coverage. Figo offers accident-only coverage and essential pet insurance with a 24 hour waiting period. This is faster than the other options available in this state. There is also an Extra Pack that covers expenses for the end of life, cancellation fees on vacations, third-party liability, and other things.
Pet insurance rates in the Centennial State can be affected by your dog's breed, age and location. Certain dogs and cats may need more frequent vet visits, making insurance more expensive. Some insurers also charge higher rates for older pets while others have different premiums for certain breeds of dog and cat.