Figo Pet Insurance offers comprehensive pet insurance coverage, including the option of choosing from one of three annual benefit options: Essential, Preferred or Ultimate. You can also choose optional wellness programs to cover regular blood work and vaccinations. Figo's "Pet Cloud", a mobile app that lets you manage your pet's health, costs a minimal monthly fee. The app offers a number of features including an overview of your pet's medical history, emergency care advice, reminders, and reminders for upcoming appointments.
To enroll in Figo pet insurance, you'll need to fill out an online application. You will need to enter your pet's name and breed along with their ZIP code during this application. You can also choose to pay an upfront deductible, which will affect your premium. The deductible can be waived with a vet's form. Figo offers a 30-day guarantee for a full refund. You have up to one year to file a claim or receive reimbursement.
There are no limits to how many claims you may file. However, Figo does require the visit of a licensed veterinarian. You must also upload any medical records. The insurer will then process your claim, and most claims are settled in less than three business days.
Figo is now available in all 50 US states. Customers can select a deductible between $100 and $1,500, depending on the plan they've chosen. This deductible is reduced by $50 for every year your pet has been insured without a claim. Figo offers a 5% discount to multiple pets. It is not covered if your pet is less than eight weeks old at the time you buy a policy.
Figo provides a GPS pet collar free of charge that allows you and your pet to track each other. It is perfect for pets that roam. Figo covers the cost of boarding and third-party property damages up to $10,000 per policy in case your pet is stolen.
Figo policies can cover any major illness or injury and include hospitalization, emergency care and specialized treatments. They also provide coverage for veterinarian exams and non-routine dental treatment. Some plans can be paired with an extra package, which covers third party property damage up to 10,000.
Figo also covers hereditary diseases. The website of Figo describes hereditary diseases as conditions passed on from a cat or dog's genes. However, customer service can confirm that your pet qualifies. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company offers an electronic filing and tracking system, so it's easy to submit claims. The app also allows users to access a list recommending pet-friendly places.
The Figo Pet Cloud is extremely popular. The app allows for live communication with a veterinarian. You also have the option to select from multiple reimbursement rates. You can also get urgent care advice through the app. You can also use the app to file a claim electronically.