Figo Pet Insurance offers comprehensive pet insurance coverage, including the option of choosing from one of three annual benefit options: Essential, Preferred or Ultimate. You can also choose optional wellness programs to cover regular blood work and vaccinations. Figo's "Pet Cloud", a mobile app that lets you manage your pet's health, costs a minimal monthly fee. With the app, you can access a variety of features, including a medical record view, emergency care advice, and reminders of upcoming appointments.
You will need to complete an online application in order to enroll in Figo pet coverage. In order to enroll in Figo pet insurance, you will need to fill out an online application. A deductible can be paid upfront, which will impact your premium. A vet's form can waive the deductible. Figo provides a 30-day moneyback guarantee. This guarantees that you will have the opportunity to file a claim within the policy's first year.
There is no limit on how many claims you can file. However, Figo does require you to see a licensed veterinarian and upload any relevant medical records. Your claim will be processed by the insurer within three business days. Most claims can be settled in under three business days.
Figo has been made available in all 50 States. Depending on which plan they choose, customers can choose between a $100 or $1,500 deductible. For every year that your pet is insured, the deductible will be reduced by $50. Figo also offers a 5% discount for multiple animals. The policy doesn't cover pets under eight weeks of age when it's purchased.
Figo also provides a free GPS pet collar that allows you to track your pet. It is perfect for pets that roam. Figo will pay for boarding fees and damage to third-party property if your pet is taken.
Figo policies cover major injuries and illnesses. They also include hospitalizations, emergency care, and specialized treatment. They also cover vet exams and non routine dental care. Some plans are also paired with an extra care pack, which includes third-party property damage up to $10,000.
Figo also covers hereditary disorders. The insurer's website describes hereditary conditions as conditions passed on through a dog or cat's genes, but you'll need to contact customer experience to confirm if your pet qualifies. Figo doesn’t have an upper limit on age, but many insurance companies have limits for new policies.
Figo provides 24/7 live vet chat. The company offers an electronic filing and tracking system, so it's easy to submit claims. A list of recommended pet friendly locations can be accessed through the app.
Users love the Figo Pet Cloud app. The app lets you communicate with a live veterinarian and allows you to choose from several reimbursement rates. You can also access urgent care advice via the app. When it comes time to make a claim, you can use the app to send a claim, and the company will pay it electronically.