Whether you're exploring the White House, watching the Washington Nationals or traveling to other parts of the city, it's important to have car insurance Washington DC that will protect you and your vehicle in case something happens. This is why many drivers in the District of Columbia choose to buy coverage from AARP Auto Insurance.
When you compare rates and select the right coverage, buying cheap car insurance is simple in Washington, DC. You can choose the right policy for you, whether you need minimum liability insurance, comprehensive coverage and collision coverage, or full coverage.
Minimum insurance in District of Columbia requires $25,000 per person, $50,000 per accident in bodily injury and $10,000 for property damage. Although these figures are low it is best to purchase more insurance to cover the medical costs in case you or someone else in your family suffers an injury in an accident.
A higher deductible, or purchasing more liability limits can lower your premium. Full coverage will save you money over time, because it covers your car against vandalism and collision damage.
GEICO has the lowest rates in Washington, DC, both for full coverage as well as state minimum. It offers the lowest rates to military families, young drivers, and those with a low income.
When shopping for insurance, you should consider your driving history and the type of policy you want. A clean driving record can reduce your insurance premiums, saving you money over time. Your premiums can be increased by getting tickets or having traffic violations. An older car that has a high mileage will also increase your rates.
Another factor that affects your premiums is your credit score. The lower your credit rating is, the more expensive your insurance will be. There are a few ways to improve your rating and lower auto insurance rates from Washington DC companies.
You can also compare policies based on rating factors like location and coverage. These ratings will help you find the right coverage for your budget.
Discounts and bonuses
In the District of Columbia, many insurers offer discounts for drivers who have certain safety features installed in their vehicle or are good students. Savings can vary between 5-10%, depending on circumstances.
Some providers also offer discounts for safe driving that can save up to 50%. According to the insurer, these discounts are available if you keep a safe driving history, pay your bills promptly or take defensive driver courses.
The best way to find the cheapest car insurance in Washington, DC, is to compare multiple quotes from reputable companies. Use the free tool for auto insurance quotes to get a quote.
By buying a model that is more fuel efficient, you can save money on your insurance. You can also save money by buying these models. In addition, many insurance companies offer discounts for drivers who insure more than one vehicle with them.