Your insurance may not cover a pet who has a serious condition. This can lead to high costs. Pets Best is here for you. Their coverage is 100%. Their deductible is small, and they do not discriminate based on pre-existing conditions. They pay within two days of processing your claim and mail you a paper check.
Spot covers 100% of the country.
Spot’s pet insurance considers your pet’s age, breed and size. It can help you avoid unexpected vet bills and better prepare for emergencies. Spot has several plans available and offers a 10% discount on additional pets.
Spot insurance covers routine preventative care and incident-related expenses. This includes vaccinations, deworming and flea prevention. There are no waiting periods or deductibles for any of the covered benefits. Each benefit is subject to a set amount per year. SPOT will not reimburse you if you exceed this amount.
Spot's deductible is low
Spot customers can choose from policies with a $2,500 to $10,000 deductible. They can also choose from a low or an unlimited annual deductible. They can make claims online, or via Spot’s mobile app. To process a claim, they will need to have the pet's medical records. Customers will get an email response once they have filed a claim. A personalized claims portal allows customers to view the status of their claim.
Spot's pet insurance includes veterinary care, diagnostic testing, and treatment for minor and major illnesses. It also covers hospitalizations, surgeries, and supplies for medical emergencies. Spot insurance covers dental cleanings. Spot reimburses 80% and has a low-deductible.
Spot's prices are higher than the norm for young pets
Spot provides two types of pet insurance plans, Preventive Care or Accidents and Injuries. Both include hospitalization, surgery and prescription medications. Spot also reimburses vet exam fees associated with accidents and illnesses. Multiple pets are eligible for discounts from the insurance company.
Prices for policies start at $2,500 and go up to $10,000. You can choose between unlimited coverage and an annual deductible, depending on the plan that you select. Claims are submitted online or via Spot's app. Within 270 days, veterinary records must reach Spot.
Spot's coverage does not depend on pre-existing conditions
Spot's coverage covers pre-existing conditions. This is a departure from most pet insurance plans. However, some health conditions are excluded from the policy. The policy doesn't cover dental disease or hip dysplasia as well as intervertebral disk diseases and other hereditary conditions. Dental and orthodontic procedures as well expenses related to daycare and boarding are some other exclusions. Cosmetic procedures and bilateral conditions are not covered by the insurance.
Spot's preexisting condition policy does not cover treatment for arthritis. The company defines a pre-existing condition as any medical condition that existed before the plan was issued. Unless the condition has been cured, insurance companies will not cover arthritis treatment. Although there is no age limit for this policy, customers must pay a deductible at least $2,500 to cover any vet expenses.