Embrace is a Ohio-based company that provides personalized pet health insurance. They offer several unique features, such as a declining policy deductible for routine and preventative health care. You can also earn rewards for your pet's routine and preventative care by joining the Wellness Rewards program. The company is a member of the North American Pet Health Insurance Association.
Embrace provides customizable plans
An Embrace pet insurance policy will provide coverage for your pet and your finances. This insurer reviews the medical records of your pet and will inform you if it has any preexisting conditions. It offers a money back guarantee within the first 30 days. You can also get a discount on monthly premiums if you have more than one pet.
Embrace offers flexible plans to suit both cats and dogs. You can alter the coverage amount depending on the age, breed, or species of your pet. You can also decide on your deductible amount, and the percentage of reimbursement. You can also customize your plan to meet your needs.
It offers a 2-day waiting period in the event of an accident
Consumers are required to submit a calendar year's worth medical records, as well as the date of birth for Embrace pet coverage. This allows the insurance company's to adjust the premium based upon the age and type of pet. To qualify for accident coverage, pets must also be at least fifteen years old.
In addition to the two-day waiting period, Embrace allows pet owners to take their pet to any veterinarian in all 50 states. Within 10 days, the insurance company will reimburse clients for any service received. The policy does not exclude breeds, so a dog or cat with a history of bilateral conditions is more likely to experience the same condition in the future.
It provides a six-month waiting time for canine orthopedic conditions
Embrace pet insurance has a six-month waiting period for certain canine orthopedic conditions, such as hip dysplasia. The waiting period can be reduced by applying for a waiver. The waiver process requires your dog to undergo a physical examination by a veterinarian. Your vet will fill in a veterinary Orthopedic Report Card. This card will be submitted to Embrace. If your exam meets the requirements of Embrace, you will be reimbursed for the cost.
The waiting periods of pet insurance companies vary greatly. Before enrolling, it is important that you understand the waiting period. Some companies allow for a four-day wait period in case of illness or accident. Others, however, have a 14 day waiting period. Embrace has a six-month waiting period for canine orthopedic conditions, but you can waive the exam for your dog if you have undergone a veterinary orthopedic exam within the last six months.
It is competitively priced
Embrace Insurance is competitively priced and offers a variety of options for its customers. Monthly premiums depend on your pet’s age, gender, size, breed, and age. A Healthy Pet Deductible can be used to lower the cost of your policy in certain cases. This plan will help you avoid financial hardships that could arise from pet care or medical expenses.
Embrace provides coverage for pets under the age 14 that covers them against illness and accident. This type of insurance does not require a yearly renewal and offers an accident-only plan for older pets. The policy provides coverage for congenital or breed-specific conditions and pre-existing conditions that have been remitted for a year. Embrace also covers alternative and rehabilitation therapies. Embrace plans also offer shorter waiting periods for injuries and illnesses.