Hartville Pet Insurance is the largest pet insurance provider in the United States. The company offers a number of coverage choices that will help you keep your cat and dog happy and healthy. Reviews online show that the company has an excellent reputation in terms of customer service.
Hartville's policies cover a wide variety of costs for your pet's health and medical needs, including emergency care, surgery, diagnostic procedures and veterinary medication. The policy covers hereditary diseases and behavioral issues.
Canada, along with all 50 of the states and territories, offers insurance. As long as the clinics are licensed and within network, your policy will cover treatment at any veterinarian clinic in the U.S.
Hartville provides dental and preventative plans in addition to illness and accident coverage. These plans can prevent illness and diseases, saving you money in vet bills.
With their mobile app and simple online tools, choosing the best Hartville pet insurance is easy. Even better, you can receive reimbursements sooner by setting up direct deposit.
Customer service and satisfaction are the main priorities of the company, as evidenced by the BBB ratings and Trustpilot ratings. The staff are friendly, knowledgeable and responsive.
Hartville Insurance Group is a part Crum & Forster Pet Insurance Group. This group includes ASPCA Pet Health Insurance and Premier Pet Insurance.
Its prices are competitive, starting at around $4 per month for an accident-only coverage plan and up to around $45 for a complete pet health policy. Hartville's low waiting period is accompanied by a range of other benefits, including behavioral therapy and microchipping, that are not offered by its competitors.
The premiums are high enough that this provider of pet insurance is out of reach for many people. This is especially true for the most affordable policy, which only covers accidents and illnesses.
The monthly fee is not the only thing that you have to pay. There are also deductibles and other copayments for claims. Add preventive health care packages to your policy for an additional cost.
Hartville will ask you for a certificate stating that your pet is in good health. You'll also need to submit the vaccination records of your pet and their health record from a previous veterinarian. Hartville will then review your claim and approve it once you've submitted all the information.
When your claim has processed, you'll receive a payment in the post. Through its mobile app and member's portal, the company makes it simple to monitor your claim status.
You should always read the fine print before signing any contract. This will help you avoid any unwanted surprises once you start receiving reimbursements from the company.
It's also a good idea to read through the list of exclusions before you sign on with any pet insurance company. This can include cosmetic treatments, genetic conditions and breeding expenses.