Wisconsin homeowners insurance protects your property, whether you are building a brand new home or renovating an older one. As Wisconsin is prone both to natural disasters as well as floods, it's vital to ensure that you have insurance to protect your property.
The Best Home Insurance Wi: In Wisconsin, there are several companies that offer high-quality coverage at a great price. Here are some of the top options to consider when choosing a home insurer:
Lemonade's smart insurance platform uses AI to make it easy for clients to buy and manage their policies. It also offers a comprehensive policy and user-friendly mobile app that allows customers to easily compare rates from multiple providers.
Erie has great rates and excellent services. Its policies come with a large range of coverage options including coverage against storm damage and replacement cost. This benefit protects from losses if you have insured items that are worth more than your current home value following a covered incident.
Badger Mutual has low rates with high customer satisfaction. It is a great option for Wisconsinites. It also offers a number of additional insurance riders and discounts for safe homes and security systems.
Farmers: Another popular choice is Farmers for those looking for quality coverage at a fair price. Its standard policies are less than half the price of the state average for a new construction home, and it also has the best deals for older homeowners.
West Bend: A great option for homeowners with prior claims. They offer the lowest price for homeowners with claims history and are among the cheapest Wisconsin insurance providers.
Affinity is an excellent choice for homeowners who are looking for affordable insurance in Wisconsin. The policyholders pay just $347 per annum, which is less than half of the average state rate for a home without a prior claim history.
They also offer some of the lowest quotes for houses with no previous claims history. The company has a great track record for customer satisfaction. They offer a variety of benefits including a 24/7 Emergency Line and a Money-Back Guarantee.
AARP: This insurance company is a great option for retirees looking for quality, easy-to-manage homeowners insurance in Wisconsin. Its policies have been designed with seniors' needs in mind.
This is a great company for anyone who wants to do green improvements to their home. Their standard policy includes coverage for energy-efficient and environmentally friendly items, like solar panels and wood-burning fireplaces.
Wisconsin's home insurance average is $1084 per annum, lower than the $1249 national average. Use our search tool to learn more about the coverage requirements for your home and get a quote.