There are many different types of dog insurance. You can pick the right coverage for your dog, based on their current health. Dog health insurance is particularly helpful for older dogs with poor health. It can cover medical bills for a wide variety of ailments, including dental problems, heart disease, and cancer.
Plans for pets
You don't have to worry about paying for veterinary visits and expensive diagnostic tests if you have a dog health insurance plan. These policies are offered by a variety companies. In addition, many companies offer wellness add-ons to improve your pet's wellbeing. The best companies offer comprehensive insurance and customization options to fit your needs and budget.
Healthy Paws pet insurance policy covers your dog's head to toe. It covers all types of injuries, illnesses, as well as genetic conditions. You can decide whether you want to cover surgery and other treatments, or to keep the policy limited to routine exams. Healthy Paws also offers a life-long and single-incident policy for cats and dogs. There is no per-incident benefit cap, and deductibles range from $100 to $500.
Healthy Paws
Healthy Paws is a trusted company that offers dog insurance. It is underwritten by The Chubb Group with a $25 billion surplus. They also have an A+ rating with credit agencies. It is also accredited through the Better Business Bureau. Its customers love its customer service, claims processing, and premiums.
Healthy Paws may not cover every medical expense but it will cover urgent care and vet fees. The plan does have limitations. There is a waiting time of 2 weeks for hip dysplasia and 15 days for other conditions. This plan has no annual limit, and you must enroll for at minimum 15 days. However, this is a smaller disadvantage than many other dog health insurance plans. These require you to be enrolled for at least 15 days before your pet can get coverage.
ASPCA
ASPCA dog health insurance is a great way to protect your dog against unexpected expenses. You can choose from a variety of plans. Their full-coverage plan covers an extensive range of health issues. There are also accident-only plans and add-ons that focus on preventative care.
ASPCA dog health insurance reimburses up to 90% of covered vet bills. The plans are flexible so that you can select the coverage you require based upon your budget. You also have the option of a co-insurance percent and a yearly deductible. You can also choose to go to any veterinarian you prefer. You can either submit a claim online, or by mail.
XL Specialty Insurance Company
XL Specialty Insurance Company offers several options for coverage for your dogs. The Whole Pet plan offers comprehensive coverage for your dog, with a $3,000 emergency fund. These plans are affordable for up to six pets. You have two options: you can get coverage for only accidents, or both.
Comprehensive plans include all medical costs, including those resulting from illness or accidents. You can add wellness coverage on to your policy. Comprehensive policies can cover everything, including wellness exams, dental care, vaccinations, and behavioral therapy. XL Specialty Insurance Company offers dog insurance at the best prices and can be found in several cities.
Direct Line
The Direct Line dog health insurance company offers a range of options for pet owners. There are two options: a fixed excess and a flexible policy. You can also add optional extras. These features can be helpful to owners who are looking for lower premiums. Trustpilot rates the company highly, giving it a rating of 3.8/5 stars.
A discount is available for multiple pets. However, the discount is only good for the first 12 monthly period of your policy. Premiums usually rise every year. These plans do not provide lifetime coverage. Additionally, the maximum benefit per person is limited. Pet health insurance does not include dental care.