MoneyGeek compared quotes from the top Illinois insurers to determine how much homeowners insurance costs in Illinois. MoneyGeek compared Illinois ZIP Codes using Quadrant. The results showed a breakdown on the average cost of dwelling, liability, and personal coverage.
Allstate
Allstate homeowners insurance pricing varies depending upon the level of coverage that you want and where your home is located. The cost will also depend on the type and age of your home and your history of claims. You can request a homeowners insurance quote online or from a local agent. Compare Allstate's rates and coverage options before you make a decision on an Allstate policy.
Allstate is an affordable insurance company. Their homeowner insurance cost averages about $930 per annual. A free online tool allows you to get an estimate of the cost of your home insurance. The online quote tool will need your zip code along with some basic information about you home. The tool will provide an estimate of the monthly cost of your policy.
Farmers
Farmers is Illinois' largest provider of home insurance. They offer affordable rates and a wide variety of coverage. You can also get discounts on bundles and certain renovations, such as a roof replacement. Farmers also allows you to purchase policies online or over-the-phone. With modern tools such as mobile apps, you can easily compare rates and coverages.
The average homeowners insurance cost in Illinois for Farmers is $1,592, which compares to the $2,053 state average. Farmers policies have a lot of perks. They include a guaranteed rate increase after five year without any claims. The company also offers a decreasing deductible option, which allows policyholders lower their deductibles each calendar year without increasing rates.
All over the country
Nationwide homeowners insurance offers many savings options. You can get a discount by combining multiple policies with the same insurance company or installing protective devices such as a burglar alarm. If you've had Nationwide insurance before, you can get a discount.
In addition to offering homeowners insurance across the country, Nationwide also offers a wide variety of other insurance policies. Nationwide also offers discounts to multipolicy bundles as well as home security systems and gated communities. These policies will protect your assets in a variety of circumstances. These policies can also help you save money on your annual premiums.
Farmers Connected home
Farmers is the largest state-owned home insurance company and has competitive rates. Farmers also offers a great range of coverage options. People who have never claimed are eligible for special discounts from Farmers. Farmers also offers discounts for multiple policies.
There are many factors that can affect the cost of homeowner's insurance. Rates vary from one state or another. The average homeowner's insurance cost in Hawaii is $100 per month. However, homeowner's insurance costs in other states are significantly higher.
USAA
The average USAA homeowners insurance cost in Illinois is just under $1,100 per year. Although the company is well-respected, there are some complaints about the premium. Most customers are satisfied with the rates offered and the discounts. USAA ranks in the middle of the pack when compared to its competitors.
The Illinois home insurance rates offered by USAA are comparable to the national average. Chicago insurance is more expensive than other parts of the state.