You have many options when searching for the best personal health insurance. Search online for the best plans if you're not sure. There are many options so that you don't have worry about spending too much. Additionally, you can find low rates and save time.
Anthem
Anthem is a major insurer in health care and is one the three largest players in the individual insurance market. It operates in nine states, and its health insurance plans vary by state. Anthem, although its name is associated with individual plans for health insurance, also offers health insurance through its affiliates. Anthem plans are sometimes known as HMOs in some states. In some states, they're known as Empire plans and Compcare plans.
The mixed reception received by Anthem individuals' health insurance has been mixed. The Better Business Bureau gives the company an F-grade, and Anthem's customer satisfaction rating is low. Anthem was also cited for twice the number of denied claims than the industry average. Anthem settled 61 complaints over the past three-years, mostly related to billing and denied claim.
Anthem offers many individual plans for health insurance, from basic coverage to high deductible plans. It has a large network that includes hospitals and doctors which makes it an affordable choice for people looking for coverage. Some customers found the high-deductibles excessively expensive.
Anthem provides health insurance for individuals. They also offer a variety of Medicare plans including critical illness, hospital recovery, and accident plans. These policies can be purchased in some states. They provide coverage for prescriptions, deductibles, as well. Many Anthem insurance plans also provide vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield individuals can get affordable health insurance. Blue Cross Blue Shield Association is able to provide health insurance through their BlueSelect policy, which meets all the requirements of the Affordable Care act. The BlueSelect plan is available through the Health Insurance Marketplace.