It's not uncommon for rates to vary dramatically from one insurance company to another, based on things like age, driving record, and even location. That's why it's a good idea to shop around for the best deal on your coverage.
You and your car can be protected by the right Atlanta Ga auto insurance from damage costs in case of an accident. The insurance can also assist you with filing a claim for damage or theft to your vehicle.
Finding cheap car insurance in Atlanta isn't as hard as it may seem, if you know where to look. Bankrate has analyzed the prices of several popular Georgia auto insurance companies.
Full-coverage policies are more expensive than minimum liability options, but they can save you money in the long run by protecting you from most scenarios. The policies cover bodily injuries and property damage, as well collision and comprehensive coverage.
Use-based policies are cheaper for low-mileage drivers. But they may not cover total losses, so you should consult with your insurance agent.
GEICO offers a variety of discounts to its customers. Bundling policies can lower your insurance premiums by 15%. Discounts are also given to those who are accident-free after five years.
Bad credit drivers can pay up to twice as much for auto insurance than a driver who has excellent credit. However, there are many companies offering affordable car insurance policies to people with poor driving records.
Check your driving history before buying a policy for car insurance in Georgia. Your premiums can be affected by speeding tickets, accidents at fault and driving under influence.
It is best to drive safely and maintain a good driving record to avoid any problems. But if you have an accident, you should report it to the police and work with your insurance company to try to resolve the situation.
Drivers aged between 18 and 65 years old
In Atlanta, the age of your driver and your driving history are two factors that affect your insurance premium. Drivers below the age of 25, and drivers above 60, are the groups that receive the highest rates.
Married and Widowed drivers
In many cities, married drivers are charged less for their auto insurance. In Atlanta, on average, a married motorist will pay 8% more than a driver who is single.
Senior citizens and middle-aged drivers
You may lower your insurance rates depending on your preferences. For example, you could choose to have a higher deductible or lower coverage limits. You can save money by insuring multiple vehicles.
Our search tool allows you to compare rates for car insurance in Georgia among more than 100 different providers. You can read customer testimonials and also see the list of best-rated companies.
You will want to select a company for car insurance that has an excellent reputation when it comes to customer service. Those ratings are important because they will affect your experience with the insurer. A low rating could lead to long waiting times for claimants, while a high score indicates that the insurer will be more likely to deal with claims quickly.