Figo Pet Insurance offers comprehensive pet insurance coverage, including the option of choosing from one of three annual benefit options: Essential, Preferred or Ultimate. You can also choose optional wellness programs to cover regular blood work and vaccinations. Figo provides a mobile app called "Pet Cloud" that allows you to monitor your pet's health for a small monthly fee. With the app, you can access a variety of features, including a medical record view, emergency care advice, and reminders of upcoming appointments.
The online application for Figo pet insurance is required. In order to enroll in Figo pet insurance, you will need to fill out an online application. Your premium may also be affected if you choose to pay an upfront deposit. You can waive your deductible by submitting a vet's request form. Figo also offers a 30-day money-back guarantee. This means you can file a claim up to the end of the policy year and receive reimbursement.
There are no limitations on the number you can file claims, but Figo does require your veterinarian to be present and that any medical records be uploaded. The insurer will then process your claim, and most claims are settled in less than three business days.
Figo is available in all 50 states. Customers can choose between a $100 and $1500 deductible, depending on what plan they have chosen. The deductible decreases by $50 for every insured pet that has not been claimed. Figo also offers a 5% discount for multiple animals. If your pet is younger than eight weeks, the policy won't cover them.
Figo also provides a free GPS pet collar that allows you to track your pet. It's ideal for pets that roam. If your pet is stolen, Figo will cover the cost of boarding fees and third-party property damage up to $10,000 per policy.
Figo policies cover major injuries and illnesses. They also include hospitalizations, emergency care, and specialized treatment. They also cover vet exams and non routine dental care. You may also be eligible for an extra care pack that covers third-party damage up to $10,000.
Figo also covers hereditary diseases. Hereditary conditions are defined by the insurer as conditions that can be passed on to a pet through their genes. Contact customer service to confirm your pet is covered. Figo doesn’t have a maximum age but most insurance companies have rules for new policies.
Figo provides 24/7 live vet chat. The company provides an electronic filing/tracking system so that it is easy to submit claims. The app also allows users to access a list recommending pet-friendly places.
The Figo Pet Cloud application is very popular. The app lets you communicate with a live veterinarian and allows you to choose from several reimbursement rates. The app is also designed to provide you with urgent care advice. The app can be used to submit a claim and the company will pay it electronically.