Healthy Paws Pet Insurance provides a simple plan which covers up to 90% your pet's healthcare bills. This plan has no per-incident, lifetime, or annual payout caps. There are however some limitations to the plan. These include the non-coverage for preexisting diseases. Here are some of the things you should keep in mind when choosing this pet insurance plan.
Exclusions
Healthy Paws pet insurance does not cover many common expenses for pets and cats. There are some medical conditions that may not be covered. These include behavioral modifications, therapy, elective procedures and boarding. Pre-existing condition are also not covered. For complete details, consult your policy documents.
Healthy Paws insurance doesn't cover elective procedures, pre-existing conditions or anal gland expression. However, it does cover dental care, extractions, and reconstructive surgery.
Limitations to coverage
While Healthy Paws offers a range of coverage for pet insurance, the policy also comes with limitations. If your pet has a preexisting condition, for example, the insurer might not cover a hip exam. In such cases, an alternative plan of wellness might be more cost-effective.
Healthy Paws is not able to pay routine vet care costs or preventative care. Therefore, you will be responsible for out-of pocket expenses for regular dental care, annual checkups, spay and neuter procedures, and other routine veterinary care costs. Additionally, there's a 12-month waiting period before the insurer will pay out benefits for hip dysplasia or other related issues.
Cost of coverage
The cost of Healthy Paws pet coverage differs depending on the plan chosen. The company offers coverage for dental disease and hip dysplasia. However, you should keep in mind that pre-existing conditions may not be covered under the plan. However, you have the option to adjust your deductible or adjust your monthly payments.
Healthy Paws pet insurance for cats is cheaper than traditional cat insurance. For young cats, monthly coverage is as low as $15 per mois. Insurance for older cats can be as high as $90 per calendar month. The company allows coverage for up to 14 years old pets, but the reimbursement percentage is limited. Pets over the age of 14 years may be eligible for 60% reimbursement.
Review of healthy Paws pet insurance
It is important to ensure that the pet insurance plan covers all expenses related to your pet's medical care. Fortunately, Healthy Paws is a top-rated insurance provider with a solid reputation and good customer service. The Better Business Bureau accredited the company. A recent review of Healthy Paws found that customers were highly satisfied with the company's coverage, claims process, and premiums.
Healthy Paws claims are quick and simple with no waiting periods. Customers can request a quote online in minutes. They can also choose the level of deductible and reimbursement they would like. You can then buy a policy directly from the website.