There are many types and options for dog health insurance. You can choose which type of coverage is best for your dog depending on their health. Dog health insurance is very beneficial for senior dogs that are in poor health. It can cover medical bills for a wide variety of ailments, including dental problems, heart disease, and cancer.
Plans for pets
With a dog insurance plan, you won't have to worry regarding expensive diagnostic tests or veterinary visits. These policies are offered by a variety companies. In addition, many companies offer wellness add-ons to improve your pet's wellbeing. The best companies offer comprehensive coverage, as well as customization options to suit your budget and pet’s medical needs.
Healthy Paws offers pet insurance that covers dogs from head-to-paw. It covers illnesses, accidents, and genetic disorders. You can select whether to include surgery and alternatives or limit the coverage to routine examinations. Healthy Paws also offers a lifetime and single accident and illness policy for both dogs and cats. The policy does not have a per-incident cap and has deductibles that range from $100 up to $500.
Healthy Paws
Healthy Paws is a reputable company for dog health insurance. It is underwritten by The Chubb Group with a $25 billion surplus. They also have an A+ rating with credit agencies. It is also accredited to the Better Business Bureau. Its customers praise the company's customer service, claims process, and premiums.
Healthy Paws may not cover every medical expense but it will cover urgent care and vet fees. There are some restrictions to this plan, such as a waiting period that can last up to two weeks, or 15 days, for conditions like hip dysplasia. The plan does not have an annual limit. You must enroll for at most 15 days. However, this is less of a disadvantage than some other dog health insurance plans, which require that you enroll for a full year before your pet can receive coverage.
ASPCA
The ASPCA's dog insurance can be a great option to protect your dog from any unexpected expenses. There are many options to choose from. Their full-coverage plan covers a large variety of health issues. You can also get add-ons and plans that cover only accidents.
ASPCA can reimburse up to 90% for covered vet bills. The plans are flexible so that you can select the coverage you require based upon your budget. You can also select a deductible or reimbursement percentage. You have the option to choose any veterinarian that you wish. You can send a claim online and by mail.
XL Specialty Insurance Company
XL Specialty Insurance Company offers several options for coverage for your dogs. The Whole Pet plan includes $3,000 in emergency protection and comprehensive coverage. These plans can be used to cover up six pets and are very affordable. You have two options: you can get coverage for only accidents, or both.
Comprehensive plans provide coverage for all costs related to illness and accidents. You can also add wellness coverage to your policy. Comprehensive policies provide coverage for everything from wellness exams to treatment and vaccinations, to behavioral therapy. XL Specialty Insurance Company offers dog insurance at the best prices and can be found in several cities.
Direct Line
Direct Line offers pet owners a variety of options when it comes to dog insurance. There are two options: a fixed excess and a flexible policy. You can also add optional extras. These options can be beneficial to owners seeking lower premiums. Trustpilot gives the company a high rating, scoring 3.8 out 5 stars.
Discounts are available for pet owners who have more than one animal. This discount is only valid for the first 12 month of your policy. The average premium rises every year. The plans do not provide lifetime cover, and the maximum benefit is set per condition. Pet insurance does NOT cover dental care.