You should be aware of the types of coverage you need before you start looking for Florida auto insurance. Florida law requires that you have minimum amounts of liability and PIP coverage. These amounts are significantly lower than what is required in most states. Therefore, it might be a good idea not to purchase the minimum. Without this coverage, you could not get the coverage you need to cover your medical bills or damages caused by a major incident.
Allstate is the best deal
Allstate is the best car insurance company in Florida. However their premiums tend not to be as low as their competitors. However, this does not mean that they offer poor coverage. Allstate has an accident forgiveness program that lowers premiums for drivers who are involved in one accident within their first five years. Premiums may rise for drivers with multiple accidents or poor driving records. In order to avoid this, drivers should be sure to keep a clean driving record and have a good credit score.
According to the 2020 J.D. Power Auto Insurance Study shows that Allstate has the highest overall customer service satisfaction rate among all Florida auto insurance companies. Allstate was second in the rankings behind Esurance. This could suggest that Allstate's customer service is better than the rest.
State Farm is the cheapest for teen drivers
Teen drivers can often find the cheapest car insurance with State Farm. The company provides affordable, comprehensive coverage. Young drivers can also get multiple discounts. For example, full-time students can qualify for a 25% reduction in their premiums. The teen driver education program can help lower teens' premiums. You can also take part in the Steer Clear program which is available to all young drivers below the age of 25.
State Farm provides affordable teen car insurance in Florida. It also offers a wide range of driver safety programs like Steer ClearR. This program rewards young drivers with discounted car insurance rates and offers mentoring and practice driving hours to help drivers avoid accidents. Drive Safe & Save can also monitor teenagers' driving habits and adjust rates accordingly.
State Farm is the best for low-mileage drivers
State Farm offers great discounts for low-mileage drivers if you are looking for car insurance. Drivers who travel less 7500 miles per annum can get a low-mileage discount that could save you up six percent on their policy. Completing a driver's training course will earn you a five per cent bonus. To qualify, you will need to complete the course. The vehicle safety feature discount can also be a discount that can help you save up to 40% on your medical coverage. This discount is only for vehicles older than 1994 that have had a satisfactory crash test history.
For young drivers, State Farm offers Steer ClearR, an educational application that encourages drivers to drive safely. You can earn an insurance discount by taking in-app courses and logging your driving hours. State Farm also offers Drive Safe & Save (tm), an insurance app that tracks your driving habits. It tracks your speed and acceleration and gives you an estimate of repair cost.