You have many options when searching for the best personal health insurance. Search online for the best plans if you're not sure. There are many options so that you don't have worry about spending too much. Additionally, you can find low rates and save time.
Anthem
Anthem is a major insurer in health care and is one the three largest players in the individual insurance market. It operates in nine states. The plans for its health insurance are different depending on the state. Although its name is often associated with individual health insurance plans, Anthem also offers health insurance through its subsidiaries. In some states, Anthem's plans are known as HMOs. In some states, they're known as Empire plans and Compcare plans.
Consumers have mixed opinions about Anthem's individual health insurance. Anthem is given an F-grade from the Better Business Bureau, and its customer satisfaction rating of low. Anthem has been cited twice as frequently as the industry average for denial of claims. Anthem settled 61 complaints over the past three-years, mostly related to billing and denied claim.
Anthem offers a variety of individual insurance plans that cover basic to high-deductible coverage. This makes Anthem a great choice for anyone looking for affordable coverage. However, customers may find high deductibles prohibitive for their budget.
Anthem offers many Medicare plans in addition to individual health insurance. These plans include critical illness, hospital recovery and accident plans. These policies cover prescriptions and deductibles and are available in certain states. Many Anthem insurance plans also provide vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield individual health insurance can be affordable for individuals. Blue Cross Blue Shield Association offers affordable health insurance through the BlueSelect program, which meets the Affordable care Act's requirements. The BlueSelect plan is available through the Health Insurance Marketplace.