Healthy Paws pet insurance covers illnesses and accidents for cats and dogs. The insurance is affordable for owners of young animals and covers cancer, emergency treatments, hereditary, congenital, dental, and alternative treatment options like acupuncture, chiropractic, and chiropractic.
Healthy paws would be an excellent option for a puppy or kitten because it does not have a cap on payouts per condition, or in the form of annual or life-time caps. It also allows for paperless requests. The mobile app allows you to check your claim status and submit vet bills. They offer a rapid claims process that allows you to take a photograph of your pet’s bill and submit it via their app or website.
How to receive a Healthy Paws Quote
You will need to give your pet's breed, age, and location in order to get a Healthy Paws Pet Insurance Plan. You will then receive a quote which will let you know how much your policy will be and what it includes. Once you've determined the best fit for your pet, you can complete the enrollment process and initiate your policy's waiting period.
The Waiting Period and Exclusions
All Healthy Paws policies have a 15-day waiting period for accident and illness claims. Healthy Paws does not pay for veterinary examination fees in the first 15 calendar days after the policy's start date. It also doesn't cover hip displasis for newly-enrolled pets.
Healthy Paws only accepts registered breeds of dogs and cats. If your pet is a hybrid or mixed-breed, it may be subject to additional requirements.
You can choose a higher reimbursement rate for the needs of your animal. You will be able to lower your deductible, and you'll save money over time.
They can also assist you in choosing the best policy and managing your account. The online Customer Center lets you track the progress of a policy, cancel it, or make changes.
The company also offers a 24/7 pet-health line. This is a good resource for questions about your pet's condition or treatment, and they can also connect you with local veterinarians.
What to expect when it comes to Healthy Paws claims and reimbursement processes
The company will send an email to you with instructions on how to submit the vet bill. This will include instructions on taking a photograph of your pet’s bill and submitting online.
You will receive your check within 3 to 5 days after you submit your claim. This is a very quick turnaround for a pet insurer and much faster than other companies.
How to Cancel a Healthy Paws Pet Insurance Policy
Cancelling a Healthy Paws insurance policy is easy. You can do it by email, regular mail or fax. If you cancel your Healthy Paws policy within 30days of enrolling, you'll get a full refund. You may be charged for a cancellation fee if you do not cancel your policy within 30 days.