Healthy Paws pet insurance covers illnesses and accidents for cats and dogs. The insurance is affordable for owners of young animals and covers cancer, emergency treatments, hereditary, congenital, dental, and alternative treatment options like acupuncture, chiropractic, and chiropractic.
Healthy paws would be an excellent option for a puppy or kitten because it does not have a cap on payouts per condition, or in the form of annual or life-time caps. It also allows for paperless requests. They have a mobile app that makes it simple to submit vet invoices and track your claim. The company also offers a fast claims payout where you can submit your pet's vet bills using their app or web site.
How to receive a Healthy Paws Quote
In order to begin the process of obtaining a pet insurance policy from healthy paws, you will need your pet's age, breed and location. A quote will be sent to you that will tell you how much the policy will cost, and what its benefits will include. Once you've determined the best fit for your pet, you can complete the enrollment process and initiate your policy's waiting period.
The Waiting period and Exclusions
All Healthy Paws insurance policies require a waiting period of 15 days for accidents and illnesses. Healthy Paws does not pay for veterinary examination fees in the first 15 calendar days after the policy's start date. It also doesn't cover hip displasis for newly-enrolled pets.
Your pet must be an officially registered breed of cat or dog if you choose Healthy Paws to provide your service. Your pet may have additional requirements if it is a mixed or hybrid breed.
You can also select a higher reimbursement level for your pet's health needs. This will reduce your deductible amount and help you save money.
Pet parents can also find the company a great resource to help them choose a policy and manage their accounts. Their online Customer Center allows you to track your policy's progress, make changes or cancel it.
They also have a 24/7 pet health line. This is an excellent resource for any questions you may have about the health of your pet, or how to treat it. They can even connect you with a veterinarian in your area.
What to Expect From Healthy Paws Claims And Reimbursement Procedures
When you submit a Healthy Paws claim, the company will send you an email with instructions for how to submit your vet bill. You will be given instructions for taking a photo of the vet bill and uploading it online.
In just 3-5 working days, after submitting your claim, a check will be sent to you. This is a very quick turnaround for a pet insurer and much faster than other companies.
How to Cancel Your Healthy Paws Pet Insurance Policy
Cancelling a Healthy Paws insurance policy is easy. You can do it by email, regular mail or fax. You'll receive your full refund if cancelling within 30days from the date of enrollment. If you cancel after this period, you could be charged a fee.