The current system for visitors insurance is limited to a select number of services. It also relies on a small group of insurance companies. These plans are more costly than domestic insurance, and they are not available all year. Visitors to the U.S. could be in the country for any duration, not just for short periods.
USA-HealthCare
Visitors to the United States can get coverage through the Visit USA-HealthCare plan. These plans offer pre-defined health benefits and emergency service for up to 364 Days. You can get treatment at any U.S. hospital or doctor during this period. USA-HealthCare offers three levels of coverage: individual, family and group.
Individual health insurance plans vary in price. Many policies are affordable depending on how much coverage they offer. It is important to consider any pre-existing medical conditions. You will need to choose insurance that is right for you and your budget.
Liaison Travel Choice
Liaison Travel Insurance for Visitors covers a wide range medical needs. This plan is suitable for individuals and families travelling outside of their country. It covers spouses and dependent children. The insurance also covers medical expenses up to $30,000 The insurance also covers emergency medical evacuation. Liaison Travel Choice covers trips of up to three64-day duration. Any doctor who is part of the PPO network can provide medical care to visitors.
Visitors can choose from three plans: the Liaison Travel Plus Plan (Basic Plan), Liaison Travel Medical Plan (Medical Plan), and the Liaison Travel Plus Plan (Medical Plan). Liaison Travel Medical Plan is designed for short-term, international travel. It includes coverage for illnesses and injuries that occur outside the United States. The coverage periods range from 5 to 364 day, and it is accessible to travelers under the 74 age. You can customize your emergency medical coverage and the deductible.
Atlas America
Atlas America's visitor insurance plan may be the best option for American travelers. This plan covers medical expenses for both outpatient treatment and hospitalization. It may not cover half of the cost of your total medical care. This insurance can be purchased online so you can start getting coverage as soon as possible.
This visitor health insurance plan is part of the United Healthcare PPO network, which provides access to a large network of medical providers in the United States. Those providers within the network bill the insurance company directly, and charge network negotiated fees, which are usually lower than the regular rates. All you need to get a quote on your coverage is a credit card and your date of birth, name, passport number and travel dates.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance is available to cover medical expenses for foreign citizens traveling to the USA. This plan covers medical expenses of visitors over 19 who are required to receive medical care in the U.S.A, including emergency services. It also covers temporary visits to the U.S. during their stay. The insurance will cover 100% of eligible expenses for the entire duration of the coverage. You can also get instant ID cards or proof of coverage with this plan.
This comprehensive insurance plan covers emergency medical expenses for foreign travelers, including acute onset of pre-existing conditions. The plan can be extended for up to ninety days and can be renewed an additional year. The policy can be renewed up to two times, with a maximum amount of $50,000.
International Major Medical Plan
A policy with International Major Medical Plan insurance is recommended for anyone visiting the United States temporarily. This coverage covers up to $1,000,000 in out-of pocket medical expenses. It offers trip cancellation and lost baggage benefits, as well as evacuation, repatriation and repatriation. Some plans even offer coverage for terrorism and war. Some even offer coverage for recreational and non-professional sports activities. International Major Medical Plan policies also provide coverage for care related to cancer and cardiac health.
An Elite Plan is also available, which provides coverage for pre-existing conditions. This insurance covers doctor visits and blood tests as well as urgent care and specialty care. This insurance also covers prescribed medications by doctors.